Friendly Mortgage Advice for First‑Time Buyers on the Isle of Wight & across the UK
Buying a home should feel exciting — not overwhelming. As a family‑run, Isle of Wight mortgage broker, we’re here to make the whole journey clearer, calmer, and genuinely supportive. No jargon. No pressure. Just honest guidance from people who care.
Book your free consultation and let’s get you moving with confidence
why choose my family mortgages
Family-run, friendly and down to earth.
You’ll always speak to real people who take the time to understand you and your story.
5‑star rated with 60+ Google reviews.
Buyers trust us because we make mortgages simple, not stressful.
Specialists in first‑time buyers & complex cases.
Whether you’re self‑employed, have credit blips, or just don’t know where to start — we’ve got you.
Local Isle of Wight expertise
We know the area, the lenders, and the challenges island buyers face.
National Coverage
With experience across the UK, there are few who have the National scope that we do.
what our clients say
Sarah H.
20:11 01 Oct 25
TODAY WE COMPLETED!
Oli is more than just a mortgage broker, our journey started in 2021 when we never thought we would ever get a mortgage due to financial challenges.
Oli secured a mortgage and we where able to purchases our first home. Fast forward 4 years and we have just remortgaged with a high street lender which again Oli secured.
During our 4 years Oli continued to check in to make sure everything is going well for our plan to move our mortgage to a high street lender. Through the whole process Oli has ensured we made the best decisions for our mortgage but also our family. I cannot thank Oli and the team enough for getting us on the property ladder but also ensuring we get the best possible deal.
Oli is more than just a mortgage broker, our journey started in 2021 when we never thought we would ever get a mortgage due to financial challenges.
Oli secured a mortgage and we where able to purchases our first home. Fast forward 4 years and we have just remortgaged with a high street lender which again Oli secured.
During our 4 years Oli continued to check in to make sure everything is going well for our plan to move our mortgage to a high street lender. Through the whole process Oli has ensured we made the best decisions for our mortgage but also our family. I cannot thank Oli and the team enough for getting us on the property ladder but also ensuring we get the best possible deal.
John W.
08:06 20 Jul 25
Fantastic!!
I just can't speak highly enough of Olly at My Family Mortgages. Having being told by another broker that we have little to no chance of getting a mortgage in our situation, we contacted Olly on a friend's recommendation. He worked incredibly hard to find us the right product and has never been more than a quick call or text away. Personal, friendly, communicative and knowledgeable are all words I would use to describe Olly. A class act. I am writing this from the comfort of my beautiful new home that I simply wouldn't have if not for Olly.
If you're definitely ready to start looking for Mortgages or you've been knocked back in your pursuit, give him a call, he's truly a fantastic broker and person.
I just can't speak highly enough of Olly at My Family Mortgages. Having being told by another broker that we have little to no chance of getting a mortgage in our situation, we contacted Olly on a friend's recommendation. He worked incredibly hard to find us the right product and has never been more than a quick call or text away. Personal, friendly, communicative and knowledgeable are all words I would use to describe Olly. A class act. I am writing this from the comfort of my beautiful new home that I simply wouldn't have if not for Olly.
If you're definitely ready to start looking for Mortgages or you've been knocked back in your pursuit, give him a call, he's truly a fantastic broker and person.
Riley B.
10:14 04 Feb 25
My partner and I came to My family mortgages after a very bad experience with a previous broker. Not only did they go above and beyond in providing a quick turnaround in a mortgage offer, but guided us through the process step by step to make sure we had all the information we needed. As first time buyers, this made navigating a very big scary looking process far less stressful. We would absolutely recommend these guys to anybody looking for a professional and friendly service☺️
Jo H.
10:56 09 Jul 24
Great friendly service that we have used a number of times. Would definitely recommend.
Laura L.
10:51 09 Jul 24
Always ontop of what you need doing and very informative. Fast to respond by phone or email. Helped us with our re mortgage and in sorting out a new mortgage when moving property's. Very professional and would highly recommend them to anyone who needs the services they offer. Will continue to use them in future mortgage requirements. Couldn't ask for any more.
Mark L.
10:48 09 Jul 24
Liane and Oli have been absolutely fantastic with carrying out a remortgage on our first property and then again sorting out a mortgage on our current property. Very professional, honest advice and also quick to respond via telephone or email. Would highly recommend and will continue to use their services going forward.
Fly E.
10:53 12 Jun 24
Incredible service from My family mortgages! I was not an easy customer, you name the problem and I had it! However, Oli got me my mortgage in my dream home! Could not of done it without him. This is the second time I’ve used him and when I move again I will be using My family mortgages again!
There are not enough adjectives to describe how amazing they are!
There are not enough adjectives to describe how amazing they are!
Neil J.
09:49 10 Jun 24
Excellent service through a lot difficulties.
Molly W.
10:47 13 May 24
Oli and Liane have been so amazing! Quick and caring making sure all our needs were met and that everything was as easily as possible for us as first time buyers! Couldn't recommend them more to anyone looking for help getting their mortgage 😊 thank you Oli and Liane
Charlie H.
18:18 08 May 24
Would highly recommend my family mortgages great service with no hassle will definitely be using again when needed
Kelly Jane M.
18:13 24 Apr 24
Everything was brilliant! From start to finish Oli at My Family Mortgages made everything simple, quick and easy. As first time buyers we felt at ease and in very safe hands. Thank you so much!
David B.
10:48 26 Mar 24
Brilliant and professional,above and beyond.
Steven P.
11:32 20 Mar 24
Needed to get some help with my finances, met Oli and he was friendly and very helpful, would highly recommend to anyone seeking a friendly mortgage advisor who has a great knowledge about the services required.
Sian W.
22:27 19 Mar 24
Highly recommend! They have helped us with our mortgage for all 3 house moves and we wouldn’t use anyone else. They are non judgemental, very friendly and have always found options for us when we thought it wouldn’t be possible. Can’t thank them enough and would recommend to anyone! X
Han E
20:11 19 Mar 24
A great family run company that cares about its clients. Oli is professional and knowledgeable and made the whole process as stress free as possible. Nothing is too much and no question is too silly! Highly recommend!
matt J.
17:41 08 Mar 24
What a great experience! Oli and Liane could not have been more helpful. Easy to deal with and genuinely cared about getting the best deal for our family. Highly recommend.
Bryony C.
10:29 08 Jan 24
Myself and my husband used Oli and Leanne's services after a recommendation from a close friend! Oli has been amazing and made the process of getting a new mortgage an absoloute dream. Everything was done and sorted for us in time for us to move in and settle into our forever home. Thanks again Oli & Leanne 🙂 x
marcin Z.
17:26 15 Aug 23
Oli and Liane has been brilliant and kept us updated the entire time. Couldn’t ask for anyone to try harder for us. The whole experience has been fantastic, truly professional, speedy and simplistic. We will be using this company again for sure and recommending to anyone we know. Thanks again Oli and Liane.
Meg W.
12:39 03 Aug 23
I can confidently say that I would never use anyone else for my mortgage. Oli and Liane consistently go above and beyond and are always available to answer any questions.
100% recommend!!
100% recommend!!
Scarlet W.
09:59 23 Jun 23
The absolute best. The most helpful, reliable and brilliant mortgage advisor. Oli went above and beyond for us and was always a phone call away for a friendly chat with all the best advice. Considering we were in an awful buying situation for almost 2 years, Guild Mortgage Services was the best investment and was on hand for every problem we faced along the way. Would 100% recommend.
Louise S.
11:39 12 May 23
Oli and Liane were amazing with helping us with our mortgage! After going from self employed to a limited company, our last few years financial history was a little erratic, but it was nothing to these guys! They helped us every step of the way and nothing was too much trouble. Would highly recommend to anyone.
Sam W.
13:02 03 Apr 23
Would absolutely recommend these guys to anyone. Super knowledgeable and very personable. They made a usually annoying process very smooth. Thanks!
Adam Y
15:42 10 Feb 23
Guild Mortgages were absolutely fantastic. Being our first time buying we had zero experience and very limited knowledge of the whole process. Oli and Liane were on hand every step of the way to help with our questions and found us a very competitive rate. The process became quite lengthy (our fault) and the guys were patient in dealing with our application for which we are very grateful. Oli and Liane are clearly passionate about what they do, which is reflected in their care for each and every client and I would absolutely recommend them in an instant.
Karolina S.
14:39 07 Nov 21
Highly recommended Oli! He helped me in the past (found they way to get mortgage for me from impossible situation) and recently found best deal. Professional, friendly and trusted. He is simply the best!
Claire
16:14 06 Nov 21
Amazing mortgage advisor! Goes above and beyond to help you - very knowledgeable. Ollie is a great guy…
Zoe M.
11:41 06 Nov 21
As always! Oli and Liane always go above and beyond to make sure everything runs as smooth as possible! Always willing to answer any questions I have no matter how silly or small! Amazing service as always!!
Kelle M.
12:07 29 Oct 21
I have always used Guild. Very reliable, give very good advise and always go that extra mile. Highly recomended.
I wouldn't use anyone else. 👍
I wouldn't use anyone else. 👍
Nick H.
14:45 16 Sep 21
Due to previous situations in mine and my wife’s life we didn’t believe we would ever get a mortgage which would be affordable.
Oli arrange everything for us and was professional throughout the process. He supported me through every step and we are a few days from exchange.
His advice and knowledge is excellent and every situation which arose he dealt with. I would certainly recommend Oli to anyone and will use him again.
Oli arrange everything for us and was professional throughout the process. He supported me through every step and we are a few days from exchange.
His advice and knowledge is excellent and every situation which arose he dealt with. I would certainly recommend Oli to anyone and will use him again.
meet the team
Oli & Liane — the family behind My Family Mortgages.
We started this business to bring warmth, clarity, and genuine care back into mortgage advice. When you work with us, you’re treated like part of the family — not a number on a spreadsheet.
Come Say Hellosome of the ways we can help
Director’s Mortgages
Are you a Director? You may be able to use the profit in the firm for your mortgage. Sometimes even just your latest year’s profit!
Bad Credit Mortgages
Having missed payments, CCJ’s and defaults etc. on your credit report doesn’t necessarily mean it’s game over! Find out more here.
Ltd Company BTL
Buying a property in a Ltd Company can have HUGE advantages. Follow us to find out some key points to look at before you invest.
so, how does it work
1. Book your free consultation
A quick, friendly chat — online, by phone, or in person — to understand your plans, your budget, and what you’re hoping to achieve.
2. We search the market for you
We compare lenders, rates, and criteria to find the mortgage that genuinely fits your situation. No jargon, no pressure, just clear guidance.
3. You get a personalised plan
We explain your options in plain English, answer every question, and make sure you feel confident about your next steps.
4. We handle the paperwork
From applications to lender updates, we take care of the admin so you can focus on the exciting part — planning your move.
5. Move into your new home with confidence
We stay with you right through to completion, keeping everything smooth, simple, and stress‑free.
Latest Guides and Advice
ready to get started??
Buying a home is a big moment — but it doesn’t have to be a stressful one.
Let’s make it simple, clear, and genuinely enjoyable.