Buying your first home is hugely exciting, but it can also be quite a daunting experience! 

We are here to guide you through every stage of the house buying process, and be a constant point of contact for you if there is anything at all you are unsure about.

There are lots of things to take into consideration. We offer advice on everything you will need to know including:

Deposit 

How much you can borrow

Government incentives 

Solicitors

Stamp Duty

Mortgage types

Interest rates

Protection options

And much more besides. Please do get in touch if you would like any information.

Please note: We are not solicitors. We can give you basic guidance on the process, but a third party solicitor would be required. 

We will go through your finances to assess what you will be able to borrow, explain the key points you need to consider and recommend the most suitable mortgage for you based on our conversations.

We will always make sure you feel happy, comfortable and that you understand the house buying process. Buying for the first time can seem like a minefield of jargon and information, but we’re here to break it all down for you in simple to understand language.

If there is anything you’re not sure of just ASK US. Remember – there’s no such thing as a silly question! 

Critical Illness Cover: A Stroke can Change Everything

Every year, around 100,000 people in the UK suffer a stroke, making it one of [Read More]

Buy-to-Let: Rental Yield Opportunity

Many landlords are enjoying a rare moment of strong returns, as rental yield climbs to [Read More]

Falling Rates & Rising Wages Boost Affordability

Mortgage owners across the UK are finally seeing a brighter financial outlook as the tide [Read More]

The Impact of Tariffs on Your Mortgage

Global economic shifts might not be top of mind if you already have a mortgage. [Read More]

Enhanced Critical Illness Benefits for Younger Ages

While serious illnesses are often associated with older age, it’s important to recognise that conditions [Read More]

Flexibility When Selling Your Home

If you’re thinking about selling, you’re probably wondering how long it will take for your [Read More]

Getting Comfortable with Uncomfortable Conversations

Let’s be honest, talking about what happens when we’re no longer here isn’t exactly an [Read More]

Stick or Twist: The End of Your BTL Fixed Rate Mortgage

If you’re a buy-to-let (BTL) landlord, you may be wondering whether to remortgage or opt [Read More]

Our advice is given free of charge

All advice we offer is free of charge. We do however charge a fee once we formally come to submitting your mortgage application.

Fees vary depending on the complexity of each case, but start at £299 for basic applications. We will go through this with you, and always confirm any fees due  with you before proceeding.