Category Archives: My Family Mortgage Blog
Gifted deposit: how do they work?
You’re looking to buy your first property. You’ve been renting for a few years now [Read More]
Jul
Critical illness cover vs income protection: do you need both?
Critical illness cover and income protection are often confused. Many people assume if they have [Read More]
Jun
What is ‘specialist lending’?
Specialist lending is a phrase you might hear batted about by mortgage advisers, but what [Read More]
Jun
Loan to income vs loan to value: what does it all mean?
Loan to income and loan to value (or LTV) are phrases you often hear in [Read More]
Jun
What is home insurance for?
Home insurance. It’s insurance for your home. Sounds simple, right? But what exactly does it [Read More]
May
How to deal with a down-valuation from a surveyor
Last year, a survey of 1,000 sales in the UK revealed that nearly half of [Read More]
May
The highs and lows of Help to Buy
The government has recently launched the latest version of the Help to Buy: Equity Loan [Read More]
May
What are Lifetime Mortgages?
Lifetime mortgages are a way of releasing equity from a property; exclusively available to homeowners [Read More]
Apr
Can you get life insurance with a high BMI?
Life insurance is well worth considering; these policies can help your family financially should you [Read More]
Apr
Budget Breakdown: Can you get a mortgage with a 5% deposit?
Last month, the government announced a new Budget. As part of it, they announced a [Read More]
Apr