Cost of Moving Calculator | My Family Mortgages
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My Family Mortgages

Cost of moving & Stamp Duty calculator – a quick sense-check before you fall in love with Rightmove.

Cost of Moving Calculator

Pop in a few details and we’ll estimate your total moving costs, including Stamp Duty Land Tax (SDLT), legal fees, surveys and removals. It’s not advice or a quote, but it’s a really handy sense-check.

Based on 2025/26 SDLT bands for England & Northern Ireland

Your move details

Adjust any of the assumptions to match your plans. All amounts are in pounds.

Property & buyer type
£
Price of the property you’re buying.
SDLT is calculated differently for each option.
%
Percentage of the purchase price you’ll put down as a deposit.
£
Rough equity you expect to receive from selling your current home.
Professional fees & moving costs
You can overwrite any of these
%
As a % of your sale price (if you’re selling).
£
Used to estimate estate agent fees.
£
Solicitor / conveyancer for sale & purchase.
£
Homebuyer report, valuation, etc.
£
Removal company or van hire.
£
Arrangement, booking or broker fees you expect to pay upfront.
£
Redirecting post, cleaning, storage, childcare, etc.
£
If your current mortgage has an early repayment charge.

Next step: once you’ve got a rough idea of costs, we can help you firm up the numbers and explore mortgage options that fit your budget.

Instant estimate – no details saved

Your estimated moving costs

These figures are for guidance only and don’t replace personalised advice.

Deposit (based on your %) £0
Stamp Duty Land Tax (SDLT) £0
Professional & moving fees £0
Less: equity from sale (if entered) – £0
Estimated cash needed to move £0

This is the rough amount you may need available in cash or savings to cover your deposit and upfront costs, after taking any equity from your sale into account.

Stamp Duty breakdown
SDLT bands (2025/26, England & Northern Ireland):
We’ll show a breakdown here once you’ve entered a purchase price.
Important: this is a guide only – tax rules can change.

SDLT is based on current rules from April 2025 onwards. First-time buyers get relief on purchases up to £500,000. Additional properties attract a 3% surcharge on each band.

This calculator is for general information only and does not constitute advice or a mortgage offer. Please speak to a qualified adviser before making decisions.