As the leaves turn and the days grow shorter, autumn brings a natural shift in pace. School runs, darker evenings, and cosy routines remind us of what truly matters—family, health, and security. But while we’re busy layering up and planning half-term adventures, it’s easy to overlook one of the most important layers of protection: financial peace of mind.
Why Autumn Is the Perfect Time to Review Your Protection
Autumn is a season of preparation. We stock up on warm clothes, check the boiler, and plan for Christmas. But what about preparing for life’s unexpected turns?
Whether it’s a sudden illness, an accident, or a change in income, the financial impact can be devastating—especially for families. That’s why now is the ideal time to review your protection policies and make sure your loved ones are covered, no matter what the season brings.
Life Insurance: A Legacy of Love
Life Insurance isn’t just about money—it’s about love, responsibility, and ensuring your family can carry on without financial strain. If the worst were to happen, a life insurance policy can help cover mortgage payments, childcare costs, and everyday living expenses. It’s a way of saying, “I’ve got you,” even when you’re not there to say it yourself.
Modern policies are more flexible than ever, with options tailored to your lifestyle, family size, and budget. Whether you’re a new parent, a homeowner, or simply someone who wants to leave a legacy, life insurance is a cornerstone of financial wellbeing.
Critical Illness Cover: Because Life Can Change in an Instant
No one likes to think about serious illness—but it happens. Cancer, heart disease, and strokes are among the most common reasons people claim on Critical Illness Cover. And when they do, it’s not just the medical bills that pile up—it’s the time off work, the childcare, the travel to appointments.
Critical Illness Cover provides a tax-free lump sum if you’re diagnosed with a specified condition, helping you focus on recovery without the added stress of financial pressure. It’s not just protection—it’s empowerment.
Income Protection: Your Safety Net When You Can’t Work
Imagine losing your income tomorrow. How long could you keep up with the mortgage, bills, and food shop? Income Protection is designed to step in when illness or injury stops you from working. It pays out a monthly income until you’re well enough to return, giving you breathing space when you need it most.
With flexible options for self-employed workers, parents, and professionals, Income Protection is one of the most underrated—but powerful—tools in your financial toolkit.
Let’s Talk About What Matters Most
At My Family Mortgages, we believe protection should be personal, affordable, and easy to understand. Whether you’re reviewing existing cover or starting from scratch, we’re here to help you build a safety net that fits your life—not just your policy.
📞 Ready to protect your future? Let’s chat today and make sure your family is covered this autumn and beyond.